110K REO and SS sold
worth $16B in 2016
110K REO and SS sold
worth $16B in 2016
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November 11, 2016
|Facts||WHAT DOES ALTISOURCE DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share such customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Altisource chooses to share, and whether you can limit this sharing.|
|Reasons we can share your personal information||Does
|Can you limit
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our Affiliates' everyday business purposes - information about your transactions, experiences (excluding information about your creditworthiness)||Yes||No|
|For our Affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our Affiliates to market to you||Yes||Yes|
|For non-Affiliates to market to you||No||We don't share|
|To limit our sharing||Please send us an email to OptOutRequest@Altisource.com, with your name and address, specifying any of the following options:
Note: If you are no longer our customer, we may continue to use and/or share your information as described in this notice. However, you can contact us at any time to limit our sharing as described above.
|Who we are|
|Who is providing this notice?||Altisource Solutions S.Ã r.l. ("Altisource")|
|What we do|
|How does Altisource protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Altisource collect my personal information?||We collect your personal information when you access our websites, for example, when you:
|Why can't I limit all sharing?||Federal law gives you the right to limit only:
|Affiliates||Companies controlling Altisource, and companies related by common ownership or control. They can be financial and nonfinancial companies. Our Affiliates include companies such as Altisource Business Solutions, Inc., Altisource Business Solutions Private Limited, Altisource Fulfillment Operations, Inc., Altisource Holdings, LLC, Altisource Holdings S.Ã r.l., Altisource Online Auction, Inc., Altisource Outsourcing Solutions S.R.L., Altisource Portfolio Solutions, Inc., Altisource Solutions, Inc., Altisource Solutions S.A., GoldenGator, LLC, Hubzu USA, Inc., Nationwide Credit, Inc., Premium Title Services, Inc., Premium Title of California, Inc., Premium Title Agency, Inc., PTS- Texas Inc., REALHome Services and Solutions, Inc., REIsmart, LLC, Springhouse, LLC, The Mortgage Partnership of America, LLC, Western Progressive - Arizona, Inc., Western Progressive - Nevada, Inc., Western Progressive Trustee, LLC, Western Progressive - Washington, Inc.|
|Non-affiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint Marketing||An agreement between non-affiliated financial companies that together market financial products or services to you.|
|Other important information|
|Vermont: Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows. For example, we may share information with your consent to service your accounts or with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.|
|California: Under California law, we will not share information we collect about you with companies outside of Altisource, unless the law allows. For example, we may share information with your consent, to service your accounts or to provide rewards or benefits to which you are entitled. We will limit sharing among our companies to the extent required by California law.|
This Policy describes how Altisource Solutions S.Ã r.l. and its Affiliates and subsidiaries (collectively "Altisource", "us", "our" or "we") collect, share, use and protect certain personal information from or about you through any online interface (e.g., website or mobile application) owned and controlled by us that links to or references this Policy (each a "Site"). We will use and share any information that we collect from or about you in accordance with this Policy and the Altisource U.S. Consumer Privacy Notice ("Notice") above, which provides certain choices in the use and sharing of information. Please note, however, that this Policy is not an exclusive statement of our privacy principles across all our portfolio of products and services. Other privacy principles or policies may apply depending on the products or services you obtain from us, please review carefully all the notices and policies included in each website you access. Your use of the Sites constitutes your agreement to the terms and conditions of this Policy and any other policies linked to or referenced in such Sites. This Policy hereby incorporates the defined terms set forth in the Notice.
In the event that we receive any information pertaining to You through any third party with whom we have a separate agreement, our rights to use such information will be governed by such separate agreement rather than this Policy.
Personally Identifiable Information ("PII") PII is information that can be used (either alone or in combination with other information) to identify, contact or locate a unique person. This includes a person's first name and last name or first initial and last name in combination with any one or more of the following data elements that relate to the person:
We may obtain PII about you directly from you, through your use of our Sites, products and services and from third parties and public sources.
If you create an account, and provided that your account is not disabled, you may log in to review or change certain PII you provided when you registered. However, you may not request changes to the transaction history related to your activities conducted on this or other Sites or on third-party websites.
We may also collect information about you from additional online and offline sources including commercially available third-party sources. We may combine this information with the PII and other information we have collected about you under this Policy.
In addition and notwithstanding anything in this Policy, Altisource will have the right to collect aggregated or de-identified data (e.g., data that does not identify an entity or natural person as the source thereof) resulting from your use of the Sites. To the extent that any aggregated or de-identified data is collected by us, we may use such data for any lawful purpose, provided that the data is used only in its aggregated or de-identified form.
Payment Card Information
We may accept payment card information to provide our customers with the convenience of purchasing our products and services online. Payment card information is defined as a credit card number (also referred to as a primary account number or PAN) in combination with one or more of the following data elements:
Any payment card information that we collect is protected by Secure Sockets Layer encryption technology. Once submitted, we store only the information required to reference your original transaction (which cannot be used to process another charge transaction). We do not store your payment card information on file.
We may use the PII and other information we collect to:
We also may use the PII and other information in other ways consistent with the Notice or for which we provide specific notice at the time of collection, or for other legally permissible purposes related to our business.
Transfer of Information
We may share information, including PII, with third parties (such as buyers, assignees or other successors) in the event we sell or transfer all or a portion of our business or assets (such as in connection with a merger, acquisition, reorganization, debt financing, insolvency, bankruptcy, dissolution, sale, change of control, or liquidation), or take steps in anticipation of such transactions.
Law Enforcement, Disputes and Safety
We may share information, including PII, in connection with any lawsuit or proceeding, or in response to legally valid requests or demands from courts, law enforcement and other government agencies. Furthermore, we may disclose your information, including your PII, if we have a good faith belief disclosure of such information is reasonably necessary to satisfy any applicable law, regulation or selfregulation. We may also disclose your information to prevent fraud, for risk management purposes, or protect the safety of other users.
Links and Social Media
Consent to Transfer Information
If you are accessing the Sites from outside of the United States, please be aware that any information that we collect may be transferred to, processed and stored in the United States. If you are accessing the Sites from the United States, please be aware that any information that we collect may be transferred to, processed and stored outside of your state or outside of the United States. Your use of the Sites constitutes your agreement to this transfer, processing and storage of your information.
Altisource does not knowingly collect information from children. Our products and services are not directed to or intended for children under the age of 13.
From time to time, we may send you communications, including e-mails, e-mail newsletters or Site news updates. If you no longer wish to receive these materials from us you may opt-out of receiving them; provided, however, that we may be required to continue to send certain legally-required or productupdate notices. This opt-out will not apply to transaction-related communications.
Opt-Out Procedure: In compliance with the Can-Spam Act of 2003, each marketing email transmitted by the Sites has instructions for opting out of receiving future emails. If you wish to opt-out of receiving marketing emails or phone calls from Altisource please send us an email to: OptOutRequest@Altisource.com; or call us at 1-855-373-7205.
We may change this Policy and/or the Notice from time to time. Please review these documents periodically. Any change to this Policy or the Notice will become effective when posted. Your use of this Site following such revisions constitutes your agreement to the revised Policy or Notice.
Equator reserves the right to change, modify, suspend or discontinue any portion of the Site(s) at any time. Equator may also impose limits on certain features or restrict your access to parts or the entire Site(s) without notice or liability.
Use of Site(s)
The Site(s) are designed to provide information about, but not limited to, real estate, REO properties, short sale properties, loan segmentation, agents, brokers, listings, vendors, marketing, real estate services, Equator and its affiliates.The information and services offered on the Site(s) are provided solely for general information, do not constitute (a) real estate, legal, tax, accounting or other professional advice, or (b) an offer to sell or lease real estate, and may not be used to determine an individual's eligibility for credit, insurance, or employment.BY USING THE SITE(S), YOU IRREVOCABLY ACKNOWLEDGE AND AGREE THAT EQUATOR IS NOT A REAL ESTATE AGENT, REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER UNDER U.S. REAL ESTATE LAWS AND EQUATOR DOES NOT AID, ADVISE OR ASSIST BORROWERS IN THE ADVISABILITY OF INVESTING, PURCHASING, SELLING, AND OBTAINING REAL ESTATE, REO, SHORT SALE OR OTHER REAL ESTATE PRODUCTS NOR DOES IT SOLICIT BORROWERS OR LENDERS TO BUY OR SELL REAL ESTATE, OR NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL PROPERTY.EQUATOR DOES NOT ENDORSE OR RECOMMEND ANY PARTICULAR REAL ESTATE PRODUCTS OR SERVICES.NOTHING IN THE SERVICE IS INTENDED TO BE PROFESSIONAL ADVICE, INCLUDING BUT NOT LIMITED TO, REAL ESTATE OR TAX ADVICE.EQUATOR MERELY PROVIDES TECHNOLOGICAL TOOLS THAT VENDORS, BROKERS, AGENTS, BUYERS, SELLERS AND OTHER INDIVIDUALS AND/OR COMPANIES MAY USE TO TRANSACT BUSINESS AND EQUATOR IS NOT INVOLVED IN THE ACTUAL TRANSACTION BETWEEN BUYERS, AGENTS, BROKERS, LENDERS, SELLERS AND ANY OTHER RELATED PARTY, AND IS NOT THE AGENT OF, NOR HAS ANY AUTHORITY ON BEHALF OF ANY OF THE AFOREMENTIONED PARTIES OR ANY OTHER THIRD PARTY, FOR ANY PURPOSE WHATSOEVER.AT NO TIME AND IN NO EVENT SHALL EQUATOR BECOME INVOLVED IN ANY DISPUTE OR TRANSACTION BETWEEN THE AFOREMENTIONED PARTIES OR HAVE ANY RESPONSIBILITY OR LIABILITY IN CONNECTION THEREWITH, INCLUDING, BUT NOT LIMITED TO, MAKING OR GUARANTEEING ANY PAYMENT THAT MAY COME DUE AS A RESULT OF ANY TRANSACTION OR AGREEMENT BETWEEN THE AFOREMENTIONED PARTIES.
Proprietary EQ Content
The information, data, text, software, files, icons, video clips, specifications, photographs, images, graphics, literature, technical information, advertisements, organization, layout, design, copyrighted materials, trademarks, trade dress, and other content contained on or provided through the Site(s) (collectively, the "EQ Content") are owned by Equator and its licensors, and are protected by applicable United States and international copyright and other intellectual property rights, laws and treaties. The EQ Content provided through the Site(s) includes proprietary databases of commercial or residential real estate information, which includes information, text, photographic and other images and data contained therein, and the proprietary organization and structures for categorizing, sorting and displaying such information. The Site(s) and EQ Content include any derivatives, successors, updates or modifications provided thereto and created therefrom and any information derived from the use of the databases accessed through the Site(s).
You agree to treat all information and EQ Content obtained from the Site(s) as proprietary to Equator except for content you have uploaded to the Site(s). Equator does not ensure the accuracy of, endorse or recommend any EQ Content and you accordingly agree to use such EQ Content at your own risk. Equator grants you a limited license to access and use the EQ Content solely for informational, personal, non-commercial purposes (including printing individual pages from the Site(s) provided that you retain all copyright and other proprietary notices contained thereon) and in no manner access or use the Content (directly or through any automated device) for further distribution, publication, public display, or preparation of derivative works or facilitate any of these activities in any way, including, without limitation, to reproduce any Content for or in connection with any other listing service or device.
Third Party Site(s), Third Party Content and Services
The Site(s) and any elements contained therein may include content that is incorporated, transmitted, linked via webpage or via click-through advertising ("Third Party Content"), and include software, applications and services owned and controlled by third parties ("Third Party Services"). Nothing contained in any of the Third Party Content or Services is an offer or promise by Equator to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms. In addition, Equator does not make any representation or warranty with respect to such Third Party Content or Third Party Services, and is not responsible for their accuracy, sufficiency, veracity, completeness, or timeliness. You acknowledge that Equator does not screen or approve Third-Party Content or Third Party Services, and that Equator shall have the right (but not the obligation) in its sole discretion to refuse, modify, or delete any Third Party Content or Third Party Services that is available via the Site(s), for any reason. You are responsible for confirming the sufficiency and reliability of any Third Party Content along with associated Third Party Services or vendors, which are provided through the Site(s) "AS IS", and do so at your own risk. Further, please note that certain of the interactive Third Party Content may be financial or mortgage tools that provide information and customized information based on user-inputted data. These tools are for the purpose of performing calculations, and are not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF AND RELIANCE UPON ANY AND ALL ELEMENTS OF THE SITE(S) IS AT YOUR SOLE RISK AND ITS SOFTWARE, EQ CONTENT, THIRD PARTY CONTENT OR USER CONTENT (AS DEFINED HEREIN; COLLECTIVELY, THE "CONTENT(S)"), AND ITS FUNCTIONALITY IS PROVIDED "AS IS", "WITH ALL FAULTS" AND "AS AVAILABLE". EQUATOR DISCLAIMS ANY AND ALL WARRANTIES, CLAIMS, GUARANTEES OR REPRESENTATIONS WITH REGARD TO THE APPROPRIATENESS, ABILITY, ACCURACY, SUFFICIENCY, CORRECTNESS, SECURITY OF DATA OR CONTENT, THE LOSS OF ANY LISTINGS, DATA, CONTACTS OR CONTENT, VERACITY, VALUE, COMPLETENESS, OR TIMELINESSS OF THE SITE(S). EQUATOR DISCLAIMS ALL EXPRESS, IMPLIED OR STATUTORY WARRANTIES WITH RESPECT TO THE SITE(S), INCLUDING WARRANTIES OF SATISFACTORY QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, WORKMANLIKE QUALITY OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE OR TRADE USAGE. WITHOUT LIMITING THE FOREGOING, EQUATOR DOES NOT WARRANT THAT THE SITE(S) AND THE FUNCTIONS CONTAINED THEREIN WILL BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THE SITE(S) AND/OR THE SERVER THAT MAKES SAME AVAILABLE ARE FREE OF VIRUSES, CLOCKS, ERRORS, TIMERS, COUNTERS, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICES, TROJAN-HORSES, ROUTINGS, TRAP DOORS, TIME BOMBS OR ANY OTHER HARMFUL CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS THAT WILL PREVENT TRANSMISSION FAILURES. YOU ACKNOWLEDGE THAT THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE SITE(S) REMAINS WITH YOU TO THE MAXIMUM EXTENT PERMITTED BY LAW.
Limitation of Liability
IN NO EVENT SHALL EQUATOR BE LIABLE WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE (WHETHER ACTIVE, PASSIVE, OR IMPUTED)), PRODUCT LIABILITY OR STRICT LIABILITY OR OTHER THEORY, FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING WITHOUT LIMITATION ANY LOSS OF CONTENT(S), LOSS OF DATA, LOSS OF USE, LOSS OF PROFITS, LOSS OF SERVICE, COMPUTER FAILURE, THE PROVISION OR FAILURE TO PROVIDE SERVICES, SECURITY OF THE SITE(S), UNAVAILABILITY OF THE SITE(S), THE DELETION OF ANY AND ALL DATA AND CONTENT STORED IN YOUR ACCOUNT OR PECUNIARY LOSS) ARISING OUT OF OR IN ANY WAY CONNECTED TO THE USE, PERFORMANCE OR INABILITY TO USE THE SITE(S) OR RELATED SERVICES INCLUDING ANY CONTENT, SOFTWARE, PRODUCTS AND SERVICES MADE AVAILABLE OR OBTAINED THROUGH THE USE OF THE SITES, AND ALL OTHER USES OF THE SITES, WHICH ARE DONE AT YOUR OWN DISCRETION AND RISK. YOU AGREE TO BE SOLELY RESPONSIBLE FOR ANY AND ALL DAMAGES EVEN IF EQUATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THIS SITE(S) IS TO DISCONTINUE ANY USE OF THE SITE(S) SUBJECT TO ANY OTHER REMEDIES PROVIDED HEREIN.
Term of Use
User Content and Online Conduct
With respect to any and all listings, data, contacts text, graphics, descriptions, photographs, messages, video and any other content you elect to upload, post, e-mail or otherwise transmit to Equator through the Site(s) ("User Content"), you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation, credentials or licenses with any person or entity. Equator does not guarantee the privacy or security of any Content being transmitted through the Site(s). By transmitting User Content to or through the Site(s), you grant Equator, its affiliates, and licensees the royalty-free, fully paid, perpetual, irrevocable, non-exclusive and fully sub- licensable worldwide right and license to use, reproduce, adapt, perform, display, publish, translate, prepare derivative works from, distribute, sell, and take any other action with respect to such User Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed and to grant and authorize sublicenses (through multiple tiers) of the foregoing. You further acknowledge and agree that Equator may preserve any such User Content and may also publicly disclose such User Content in its sole discretion. You grant, represent and warrant that:
You also agree that if you share User Content in public areas of the Site(s) or in shared areas available to others you've chosen from your account or associated accounts, anyone you've shared content with may use that content subject to existing laws and subject to certain account restrictions that Equator may provide you with pursuant to your account. If you give others access to User Content, you grant them free, nonexclusive permission to use, reproduce, distribute, display, transmit, and communicate to the public the User Content solely in connection with the service and other products and services made available by Equator except as limited by you. If you don't want others to grant those rights, you should not use the Site(s) to share User Content. Please also note that your account(s) may have quotas on the amount of emails you can send per month as well as storage limits. If you exceed these quotas you will be charged extra fees which will be billed to you monthly.
You expressly understand and agree that you, and not Equator, are solely and entirely responsible for all User Content that you upload, download, post, email, transmit or otherwise make available via the Site(s) including any and all listings or displays of listings that you provide or otherwise make available via the Site(s). You also expressly understand and agree that you, and not Equator, are solely and entirely responsible for refraining from disclosing any confidential, private, non-public or personal information ("NPPI"). Please respect the rights of NAR, MLS, Internet Data Exchanges, real estate agents, real estate brokers, customers and other third parties whose Third Party Content may be protected by copyright. Equator does not guarantee the privacy or security of any User or Third Party Content being transmitted through the Site(s) and Equator does not control, verify, or monitor any User or Third Party Content posted via the Site(s) by any visitors to the Site(s) and does not guarantee the accuracy, integrity or quality of such content. You agree that you must evaluate, and bear all risks associated with, the use of any User or Third Party Content, including any reliance on the accuracy, completeness, or usefulness of such and acknowledge that you must independently verify any Content and not exclusively rely on any Content submitted to Equator or any other users of the Site(s) through the Site(s).
You understand and agree that Equator shall have the right to use any User Content for any purpose, including without limitation, publication of all or part of such User Content on the Site(s) and any in any other forum or medium for unrestricted use by Equator for its users and partners. Equator shall have the sole authority to choose the manner in which any User Content will be received, displayed and used by the Site(s), and it reserves the right to remove any User Content or refuse access to the Site(s) to anyone at any time in its sole discretion. Equator shall have no obligation to (i) resolve disputes among users of the Site(s); or (ii) monitor or verify the accuracy or proper use of any User.
YOU ARE RESPONSIBLE FOR BACKING UP OR EXPORTING THE EQ CONTENT, THIRD PARTY CONTENT AND USER CONTENT THAT YOU STORE ON THE SITE(S) TO ENSURE YOU PRESERVE YOUR CONTENTS OUTSIDE OF YOUR ACCOUNT(S). IF YOUR SERVICE IS SUSPENDED OR CANCELED, EQUATOR MAY PERMANENTLY DELETE YOUR OR OTHER CONTENTS FROM ITS SERVERS AT ITS SOLE DISCRETION AND YOU ACKNOWLEDGE THAT YOU HAVE NO RIGHT TO SUCH CONTENTS IN THE EVENT OF A CANCELLATION OR SUSPENSION. EQUATOR HAS NO OBLIGATION TO RETURN CONTENTS TO YOU AFTER THE SERVICE IS SUSPENDED OR CANCELED. IF CONTENTS ARE STORED WITH AN EXPIRATION DATE, EQUATOR MAY ALSO DELETE THE CONTENTS AS OF THAT DATE. CONTENT THAT IS DELETED MAY BE IRRETRIEVABLE.
REPRESENTATIONS AND WARRANTIES
You also agree that you will not:
Equator may be required to disclose information to individuals asserting rights under the Digital Millennium Copyright Act, and you expressly authorize Equator to comply with any and all lawful notices, subpoenas, court orders or warrants without prior notice to you. If Equator has reasonable grounds to suspect that your representations, warranties or promises are inaccurate or in breach, Equator may suspend or terminate your account, deny any or all use of the Site(s), and pursue any appropriate legal remedies. In addition, Equator reserves the right, in its sole discretion, to modify or discontinue the Services or any portion thereof, with or without notice, and without liability to you.
Accounts and Security
Your Account may not be assigned, sublicensed, transferred, or shared with any other individual or entity, and you expressly agree not to provide any other entity your password or otherwise allow them to use or access your Account. You agree to notify Equator of any known or suspected unauthorized use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You shall be responsible for maintaining the confidentiality of your password. It is your sole responsibility to protect your user name and password and not share your password with any other people. Accordingly, you understand and agree that you shall be liable for any activity performed by any people using the Site(s) under your user name and password.
Equator shall provide you with the opportunity in your account settings to opt out of receiving third- party message or marketing materials and/or of opting out of client, lender or task related messages. However, Equator reserves the right to contact you for critical system, client or other service, invoice or agent specific Equator related messages that may require you to take certain actions . You also agree that any phone conversations that you may have with Equator concerning or related to the Site(s), the Content(s) and/or your Account(s) may be recorded by Equator for training purposes.
Equator will charge you for your use of certain functionality on the Site(s) and EQ Content that may be provided through those sections of the Site(s) such as monthly subscriptions, product upgrades, invoice modules, service fees, purchases, product features, or other services offered through the Site(s) ("Paid Feature(s)"). You agree to timely pay for all Paid Features of the Site(s) that you utilize whether by credit card, debit card, ACH, PayPal or other means provided by the Site(s). Equator will not take your payment until you have affirmatively clicked on the "I Agree" or "Accept" buttons provided for each Paid Feature. For each Paid Feature that you agree to purchase, you will be charged a fee according to the current Equator fee structure for each Paid Feature that will be provided to you before payment.
Invoice Services Agreement
Lenders utilizing the Equator Invoicing Module ("Module") will require that all Invoices be entered through the Site(s), or direct integration with Equator where applicable. By using the Module, you will be able to participate in an automated electronic submission process with enhanced search and reporting capabilities. Users will be charged a fee by Equator for use of the Module. A fee of one percent (1%) of the invoice amount will be incurred at the time an invoice is approved through the Module ("Invoice Fee") and the total of these fees shall be billed to you monthly by Equator. The minimum fee per invoice is One Dollar ($1.00) and the maximum fee per invoice is Five Dollars ($5.00). There will be no fee charged for "rejected" invoices. Agents will have a maximum "cap" of Twenty Dollars ($20.00) per property.
If you choose to utilize the Agent Scorecard feature you agree that the statistical data ("Data") displayed on the Agent Scorecard ("Scorecard") is confidential and belongs exclusively to the respective Lender or Servicer for whom you are performing work.As such, you are expressly prohibited from disclosing or disseminating the Data in any way.Data displayed on this scorecard may differ from the Data displayed to each Lender or Servicer and Equator does not participate in, have the ability to modify, or control the Data contained in the Scorecard in any way.
Notification of Copyright Infringement
Equator will investigate notices of copyright infringement and take appropriate actions. If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring on or through the Site(s), please notify Equator's Legal Department.
Pursuant to Title 17, United States Code, Section 512(c)(3), a notification of claimed infringement must be a written communication addressed to the designated agent as set forth below (the "Notice"), and must include substantially all of the following: (a) a physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest that is alleged to have been infringed; (b) a description of the copyrighted work or works that you claim have been infringed ("Infringed Work") and identification of what material in such work(s) is claimed to be infringing ("Infringing Work") and which you request to be removed or access to which is to be disabled; (c) a description of the exact name of the file on the Site(s) (and the location of the file, if it appears on the Site(s) that you claim is infringing or if the Infringed Work appears on a site linked to from the Site(s) where the material that you claim is infringing is located on such site; (d) information sufficient to permit Equator to contact you, such as your physical address, telephone number, and email address; (e) a statement by you that you have a good faith belief that the use of the material identified in your Notice in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement by you that the information in your Notice is accurate and, under penalty of perjury that you are the copyright owner or authorized to act on the copyright owner's behalf.
To reach Equator's IP Agent for Notice of claims of patent, trademark, or copyright infringement, send your Notice to IP Administrator, Legal Department, Equator, LLC, 6060 Center Drive, Suite 500, Los Angeles, CA 90045, via electronic mail at firstname.lastname@example.org, via facsimile at (310) 215-3927 or by telephone at (310) 469-9500. The Agent should only be contacted if you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring or through the Site(s).
All trademarks, service marks, logos, trade names, and any other proprietary designations of Equator used herein are trademarks or registered trademarks of Equator. Any other trademarks, service marks and trade names are the trademarks or registered trademarks of their respective parties.
Electronic Signatures and Agreements
©2017 Equator, LLC. All rights reserved.