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EQUATOR FINANCIAL SOLUTIONS
This notice details the privacy policies of Equator Financial Solutions for consumers, realtors and real estate agents accessing its website located at www.equator.com, including how Equator Financial Solutions protects information provided or collected through this website. Questions regarding this statement should be directed by e-mail to email@example.com. You may also contact us at Equator Financial Solutions, Privacy Division, located at 6060 Center Drive, Suite 500, Los Angeles, California 90045.
What information does Equator collect and how does Equator use it?
Consumers - You may visit and use certain features of our website without any registration, in which case none of your personal information will be collected or retained. However for you to register and take advantage of the benefits and exclusive features of the Equator website, you are required to provide your name, email address, home address and phone number, a password, and whether you are a first time home buyer, investor or an existing home owner. We may additionally request you to provide your business name, address, phone number and fax number and various demographic information about yourself on an optional basis.
Agents - You may visit and use certain features of our website without any registration, in which case none of your personal information will be collected or retained. However for you to register and take advantage of the benefits and exclusive features of the Equator website, you are required to provide your name, email address, real estate license number and issuing state, a password for your account and business address and phone number. You may additionally add your mobile phone number, business name and facsimile number and home address, phone number and facsimile number. In addition, by registering through the website, you expressly authorize Equator to create a performance profile about you as an agent including statistical information with respect to your response times and sales statistics. This profile will solely be accessible to lenders accessing the website.
This allows us to properly and effectively integrate you into the website database in order to provide you with the functionality, feedback, support and any information you request. We may additionally use the information we collect to occasionally seek feedback from you regarding potential Equator products and services and to notify you about important functionality changes to the website, new products and services available through the website or otherwise offered by Equator, and special offers we think you’ll find valuable.
We may additionally use information provided through our website and services to compile performance and analysis reports pertaining to agents, vendors and other users of our website and systems. We may additionally collect website data to contact any entities who access or use our website unless the entity “opts-out” from being contacted. You may choose to opt-out from being contacted by removing your information from our databases as provided in this Privacy Statement.
How does Equator protect visitor information?
Equator uses industry-standard technologies when storing, transferring and receiving consumer data exchanged to help ensure its security. This includes password protected member records, firewalls, secure servers and SSL encryption.
Does Equator use “cookies”?
Does Equator disclose any personally identifiable information it collects from its visitors to outside parties?
Equator may transfer, sell and otherwise may share the information you provide to us to select partners and third parties. This will allow these third parties to contact you and provide you offers and other information that they think will be valuable to you. However, if you would like Equator to stop providing your information to these third parties, please log into your account through the Equator website and change your account settings to opt-out of being contacted by third parties.
Equator, and any of its affiliates or contractors, may (a) use, sell or transfer any anonymous aggregated statistical user data in any manner, at any time and (b) freely transfer any and all information you provide us to any of our subsidiary, parent and/or affiliate companies.
Equator’s special note to parents
In compliance with the 1998 Children’s Online Privacy Protection Act (COPPA), Equator is a general audience website, and does not knowingly collect, nor will ever knowingly retain, personally identifiable information from any visitor Equator actually knows to be under thirteen years of age without the consent of that child’s parent or legal guardian.
How does a visitor remove or modify the information they have provided to Equator?
After gathering any user information, Equator offers users the opportunity to remove their information from our database so as not to receive future communications or to no longer interact with the website until they later chose to by logging into your account through the Equator website and changing your account settings and preferences. However, once removed from Equator’s database, users will no longer be able to access any of the exclusive features offered to registered users.
Third party links and co-brand relationships
In an attempt to provide increased value to our visitors, Equator may choose various third party websites to link to and from, and frame within, its own website. Equator may also participate in co-branding and other relationships to offer information, programs and other services and features to its users. However, even if the third party is affiliated with Equator, Equator has no control over these linked sites, and each of these sites has separate privacy and data collection practices independent of Equator. As such, we have no responsibility or liability for these independent policies or actions, and are not responsible for the privacy practices or the content of any such websites. These linked sites are only for your convenience and you therefore access them at your own risk. Accordingly, please carefully review the data collection policies on each of these websites.
Your consent, policy changes and change of ownership
By using the website, you irrevocably acknowledge and agree that Equator merely provides technological tools that vendors, brokers, agents, buyers, sellers and other individuals and/or companies may use to transact business. Equator is not involved in the actual transaction between buyers, agents, brokers, lenders, sellers and any other related party, and is not the agent of, nor has any authority on behalf of any of the aforementioned parties or any other third party, for any purpose whatsoever. At no time and in no event shall Equator become involved in any dispute or transaction between the aforementioned parties or have any responsibility or liability in connection therewith, including, but not limited to, making or guaranteeing any payment that may come due as a result of any transaction or agreement between the aforementioned parties.
Additional Information Questions regarding this policy or the practices of Equator should be directed to Equator at firstname.lastname@example.org. You may also contact us at Equator Financial Solutions, Privacy Division, located at 6060 Center Drive, Suite 500, Los Angeles, California 90045.
Equator reserves the right to change, modify, suspend or discontinue any portion of the Site(s) at any time. Equator may also impose limits on certain features or restrict your access to parts or the entire Site(s) without notice or liability.
Use of Site(s)
The Site(s) are designed to provide information about, but not limited to, real estate, REO properties, short sale properties, loan segmentation, agents, brokers, listings, vendors, marketing, real estate services, Equator and its affiliates.The information and services offered on the Site(s) are provided solely for general information, do not constitute (a) real estate, legal, tax, accounting or other professional advice, or (b) an offer to sell or lease real estate, and may not be used to determine an individual's eligibility for credit, insurance, or employment.BY USING THE SITE(S), YOU IRREVOCABLY ACKNOWLEDGE AND AGREE THAT EQUATOR IS NOT A REAL ESTATE AGENT, REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER UNDER U.S. REAL ESTATE LAWS AND EQUATOR DOES NOT AID, ADVISE OR ASSIST BORROWERS IN THE ADVISABILITY OF INVESTING, PURCHASING, SELLING, AND OBTAINING REAL ESTATE, REO, SHORT SALE OR OTHER REAL ESTATE PRODUCTS NOR DOES IT SOLICIT BORROWERS OR LENDERS TO BUY OR SELL REAL ESTATE, OR NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL PROPERTY.EQUATOR DOES NOT ENDORSE OR RECOMMEND ANY PARTICULAR REAL ESTATE PRODUCTS OR SERVICES.NOTHING IN THE SERVICE IS INTENDED TO BE PROFESSIONAL ADVICE, INCLUDING BUT NOT LIMITED TO, REAL ESTATE OR TAX ADVICE.EQUATOR MERELY PROVIDES TECHNOLOGICAL TOOLS THAT VENDORS, BROKERS, AGENTS, BUYERS, SELLERS AND OTHER INDIVIDUALS AND/OR COMPANIES MAY USE TO TRANSACT BUSINESS AND EQUATOR IS NOT INVOLVED IN THE ACTUAL TRANSACTION BETWEEN BUYERS, AGENTS, BROKERS, LENDERS, SELLERS AND ANY OTHER RELATED PARTY, AND IS NOT THE AGENT OF, NOR HAS ANY AUTHORITY ON BEHALF OF ANY OF THE AFOREMENTIONED PARTIES OR ANY OTHER THIRD PARTY, FOR ANY PURPOSE WHATSOEVER.AT NO TIME AND IN NO EVENT SHALL EQUATOR BECOME INVOLVED IN ANY DISPUTE OR TRANSACTION BETWEEN THE AFOREMENTIONED PARTIES OR HAVE ANY RESPONSIBILITY OR LIABILITY IN CONNECTION THEREWITH, INCLUDING, BUT NOT LIMITED TO, MAKING OR GUARANTEEING ANY PAYMENT THAT MAY COME DUE AS A RESULT OF ANY TRANSACTION OR AGREEMENT BETWEEN THE AFOREMENTIONED PARTIES.
Proprietary EQ Content
The information, data, text, software, files, icons, video clips, specifications, photographs, images, graphics, literature, technical information, advertisements, organization, layout, design, copyrighted materials, trademarks, trade dress, and other content contained on or provided through the Site(s) (collectively, the "EQ Content") are owned by Equator and its licensors, and are protected by applicable United States and international copyright and other intellectual property rights, laws and treaties. The EQ Content provided through the Site(s) includes proprietary databases of commercial or residential real estate information, which includes information, text, photographic and other images and data contained therein, and the proprietary organization and structures for categorizing, sorting and displaying such information. The Site(s) and EQ Content include any derivatives, successors, updates or modifications provided thereto and created therefrom and any information derived from the use of the databases accessed through the Site(s).
You agree to treat all information and EQ Content obtained from the Site(s) as proprietary to Equator except for content you have uploaded to the Site(s). Equator does not ensure the accuracy of, endorse or recommend any EQ Content and you accordingly agree to use such EQ Content at your own risk. Equator grants you a limited license to access and use the EQ Content solely for informational, personal, non-commercial purposes (including printing individual pages from the Site(s) provided that you retain all copyright and other proprietary notices contained thereon) and in no manner access or use the Content (directly or through any automated device) for further distribution, publication, public display, or preparation of derivative works or facilitate any of these activities in any way, including, without limitation, to reproduce any Content for or in connection with any other listing service or device.
Third Party Site(s), Third Party Content and Services
The Site(s) and any elements contained therein may include content that is incorporated, transmitted, linked via webpage or via click-through advertising ("Third Party Content"), and include software, applications and services owned and controlled by third parties ("Third Party Services"). Nothing contained in any of the Third Party Content or Services is an offer or promise by Equator to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms. In addition, Equator does not make any representation or warranty with respect to such Third Party Content or Third Party Services, and is not responsible for their accuracy, sufficiency, veracity, completeness, or timeliness. You acknowledge that Equator does not screen or approve Third-Party Content or Third Party Services, and that Equator shall have the right (but not the obligation) in its sole discretion to refuse, modify, or delete any Third Party Content or Third Party Services that is available via the Site(s), for any reason. You are responsible for confirming the sufficiency and reliability of any Third Party Content along with associated Third Party Services or vendors, which are provided through the Site(s) "AS IS", and do so at your own risk. Further, please note that certain of the interactive Third Party Content may be financial or mortgage tools that provide information and customized information based on user-inputted data. These tools are for the purpose of performing calculations, and are not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF AND RELIANCE UPON ANY AND ALL ELEMENTS OF THE SITE(S) IS AT YOUR SOLE RISK AND ITS SOFTWARE, EQ CONTENT, THIRD PARTY CONTENT OR USER CONTENT (AS DEFINED HEREIN; COLLECTIVELY, THE "CONTENT(S)"), AND ITS FUNCTIONALITY IS PROVIDED "AS IS", "WITH ALL FAULTS" AND "AS AVAILABLE". EQUATOR DISCLAIMS ANY AND ALL WARRANTIES, CLAIMS, GUARANTEES OR REPRESENTATIONS WITH REGARD TO THE APPROPRIATENESS, ABILITY, ACCURACY, SUFFICIENCY, CORRECTNESS, SECURITY OF DATA OR CONTENT, THE LOSS OF ANY LISTINGS, DATA, CONTACTS OR CONTENT, VERACITY, VALUE, COMPLETENESS, OR TIMELINESSS OF THE SITE(S). EQUATOR DISCLAIMS ALL EXPRESS, IMPLIED OR STATUTORY WARRANTIES WITH RESPECT TO THE SITE(S), INCLUDING WARRANTIES OF SATISFACTORY QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, WORKMANLIKE QUALITY OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE OR TRADE USAGE. WITHOUT LIMITING THE FOREGOING, EQUATOR DOES NOT WARRANT THAT THE SITE(S) AND THE FUNCTIONS CONTAINED THEREIN WILL BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THE SITE(S) AND/OR THE SERVER THAT MAKES SAME AVAILABLE ARE FREE OF VIRUSES, CLOCKS, ERRORS, TIMERS, COUNTERS, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICES, TROJAN-HORSES, ROUTINGS, TRAP DOORS, TIME BOMBS OR ANY OTHER HARMFUL CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS THAT WILL PREVENT TRANSMISSION FAILURES. YOU ACKNOWLEDGE THAT THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE SITE(S) REMAINS WITH YOU TO THE MAXIMUM EXTENT PERMITTED BY LAW.
Limitation of Liability
IN NO EVENT SHALL EQUATOR BE LIABLE WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE (WHETHER ACTIVE, PASSIVE, OR IMPUTED)), PRODUCT LIABILITY OR STRICT LIABILITY OR OTHER THEORY, FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING WITHOUT LIMITATION ANY LOSS OF CONTENT(S), LOSS OF DATA, LOSS OF USE, LOSS OF PROFITS, LOSS OF SERVICE, COMPUTER FAILURE, THE PROVISION OR FAILURE TO PROVIDE SERVICES, SECURITY OF THE SITE(S), UNAVAILABILITY OF THE SITE(S), THE DELETION OF ANY AND ALL DATA AND CONTENT STORED IN YOUR ACCOUNT OR PECUNIARY LOSS) ARISING OUT OF OR IN ANY WAY CONNECTED TO THE USE, PERFORMANCE OR INABILITY TO USE THE SITE(S) OR RELATED SERVICES INCLUDING ANY CONTENT, SOFTWARE, PRODUCTS AND SERVICES MADE AVAILABLE OR OBTAINED THROUGH THE USE OF THE SITES, AND ALL OTHER USES OF THE SITES, WHICH ARE DONE AT YOUR OWN DISCRETION AND RISK. YOU AGREE TO BE SOLELY RESPONSIBLE FOR ANY AND ALL DAMAGES EVEN IF EQUATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THIS SITE(S) IS TO DISCONTINUE ANY USE OF THE SITE(S) SUBJECT TO ANY OTHER REMEDIES PROVIDED HEREIN.
Term of Use
User Content and Online Conduct
With respect to any and all listings, data, contacts text, graphics, descriptions, photographs, messages, video and any other content you elect to upload, post, e-mail or otherwise transmit to Equator through the Site(s) ("User Content"), you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation, credentials or licenses with any person or entity. Equator does not guarantee the privacy or security of any Content being transmitted through the Site(s). By transmitting User Content to or through the Site(s), you grant Equator, its affiliates, and licensees the royalty-free, fully paid, perpetual, irrevocable, non-exclusive and fully sub- licensable worldwide right and license to use, reproduce, adapt, perform, display, publish, translate, prepare derivative works from, distribute, sell, and take any other action with respect to such User Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed and to grant and authorize sublicenses (through multiple tiers) of the foregoing. You further acknowledge and agree that Equator may preserve any such User Content and may also publicly disclose such User Content in its sole discretion. You grant, represent and warrant that:
You also agree that if you share User Content in public areas of the Site(s) or in shared areas available to others you've chosen from your account or associated accounts, anyone you've shared content with may use that content subject to existing laws and subject to certain account restrictions that Equator may provide you with pursuant to your account. If you give others access to User Content, you grant them free, nonexclusive permission to use, reproduce, distribute, display, transmit, and communicate to the public the User Content solely in connection with the service and other products and services made available by Equator except as limited by you. If you don't want others to grant those rights, you should not use the Site(s) to share User Content. Please also note that your account(s) may have quotas on the amount of emails you can send per month as well as storage limits. If you exceed these quotas you will be charged extra fees which will be billed to you monthly.
You expressly understand and agree that you, and not Equator, are solely and entirely responsible for all User Content that you upload, download, post, email, transmit or otherwise make available via the Site(s) including any and all listings or displays of listings that you provide or otherwise make available via the Site(s). You also expressly understand and agree that you, and not Equator, are solely and entirely responsible for refraining from disclosing any confidential, private, non-public or personal information ("NPPI"). Please respect the rights of NAR, MLS, Internet Data Exchanges, real estate agents, real estate brokers, customers and other third parties whose Third Party Content may be protected by copyright. Equator does not guarantee the privacy or security of any User or Third Party Content being transmitted through the Site(s) and Equator does not control, verify, or monitor any User or Third Party Content posted via the Site(s) by any visitors to the Site(s) and does not guarantee the accuracy, integrity or quality of such content. You agree that you must evaluate, and bear all risks associated with, the use of any User or Third Party Content, including any reliance on the accuracy, completeness, or usefulness of such and acknowledge that you must independently verify any Content and not exclusively rely on any Content submitted to Equator or any other users of the Site(s) through the Site(s).
You understand and agree that Equator shall have the right to use any User Content for any purpose, including without limitation, publication of all or part of such User Content on the Site(s) and any in any other forum or medium for unrestricted use by Equator for its users and partners. Equator shall have the sole authority to choose the manner in which any User Content will be received, displayed and used by the Site(s), and it reserves the right to remove any User Content or refuse access to the Site(s) to anyone at any time in its sole discretion. Equator shall have no obligation to (i) resolve disputes among users of the Site(s); or (ii) monitor or verify the accuracy or proper use of any User.
YOU ARE RESPONSIBLE FOR BACKING UP OR EXPORTING THE EQ CONTENT, THIRD PARTY CONTENT AND USER CONTENT THAT YOU STORE ON THE SITE(S) TO ENSURE YOU PRESERVE YOUR CONTENTS OUTSIDE OF YOUR ACCOUNT(S). IF YOUR SERVICE IS SUSPENDED OR CANCELED, EQUATOR MAY PERMANENTLY DELETE YOUR OR OTHER CONTENTS FROM ITS SERVERS AT ITS SOLE DISCRETION AND YOU ACKNOWLEDGE THAT YOU HAVE NO RIGHT TO SUCH CONTENTS IN THE EVENT OF A CANCELLATION OR SUSPENSION. EQUATOR HAS NO OBLIGATION TO RETURN CONTENTS TO YOU AFTER THE SERVICE IS SUSPENDED OR CANCELED. IF CONTENTS ARE STORED WITH AN EXPIRATION DATE, EQUATOR MAY ALSO DELETE THE CONTENTS AS OF THAT DATE. CONTENT THAT IS DELETED MAY BE IRRETRIEVABLE.
REPRESENTATIONS AND WARRANTIES
You also agree that you will not:
Equator may be required to disclose information to individuals asserting rights under the Digital Millennium Copyright Act, and you expressly authorize Equator to comply with any and all lawful notices, subpoenas, court orders or warrants without prior notice to you. If Equator has reasonable grounds to suspect that your representations, warranties or promises are inaccurate or in breach, Equator may suspend or terminate your account, deny any or all use of the Site(s), and pursue any appropriate legal remedies. In addition, Equator reserves the right, in its sole discretion, to modify or discontinue the Services or any portion thereof, with or without notice, and without liability to you.
Accounts and Security
Your Account may not be assigned, sublicensed, transferred, or shared with any other individual or entity, and you expressly agree not to provide any other entity your password or otherwise allow them to use or access your Account. You agree to notify Equator of any known or suspected unauthorized use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You shall be responsible for maintaining the confidentiality of your password. It is your sole responsibility to protect your user name and password and not share your password with any other people. Accordingly, you understand and agree that you shall be liable for any activity performed by any people using the Site(s) under your user name and password.
Equator shall provide you with the opportunity in your account settings to opt out of receiving third- party message or marketing materials and/or of opting out of client, lender or task related messages. However, Equator reserves the right to contact you for critical system, client or other service, invoice or agent specific Equator related messages that may require you to take certain actions . You also agree that any phone conversations that you may have with Equator concerning or related to the Site(s), the Content(s) and/or your Account(s) may be recorded by Equator for training purposes.
Equator will charge you for your use of certain functionality on the Site(s) and EQ Content that may be provided through those sections of the Site(s) such as monthly subscriptions, product upgrades, invoice modules, service fees, purchases, product features, or other services offered through the Site(s) ("Paid Feature(s)"). You agree to timely pay for all Paid Features of the Site(s) that you utilize whether by credit card, debit card, ACH, PayPal or other means provided by the Site(s). Equator will not take your payment until you have affirmatively clicked on the "I Agree" or "Accept" buttons provided for each Paid Feature. For each Paid Feature that you agree to purchase, you will be charged a fee according to the current Equator fee structure for each Paid Feature that will be provided to you before payment.
Invoice Services Agreement
Lenders utilizing the Equator Invoicing Module ("Module") will require that all Invoices be entered through the Site(s), or direct integration with Equator where applicable. By using the Module, you will be able to participate in an automated electronic submission process with enhanced search and reporting capabilities. Users will be charged a fee by Equator for use of the Module. A fee of one percent (1%) of the invoice amount will be incurred at the time an invoice is approved through the Module ("Invoice Fee") and the total of these fees shall be billed to you monthly by Equator. The minimum fee per invoice is One Dollar ($1.00) and the maximum fee per invoice is Five Dollars ($5.00). There will be no fee charged for "rejected" invoices. Agents will have a maximum "cap" of Twenty Dollars ($20.00) per property.
If you choose to utilize the Agent Scorecard feature you agree that the statistical data ("Data") displayed on the Agent Scorecard ("Scorecard") is confidential and belongs exclusively to the respective Lender or Servicer for whom you are performing work.As such, you are expressly prohibited from disclosing or disseminating the Data in any way.Data displayed on this scorecard may differ from the Data displayed to each Lender or Servicer and Equator does not participate in, have the ability to modify, or control the Data contained in the Scorecard in any way.
Notification of Copyright Infringement
Equator will investigate notices of copyright infringement and take appropriate actions. If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring on or through the Site(s), please notify Equator's Legal Department.
Pursuant to Title 17, United States Code, Section 512(c)(3), a notification of claimed infringement must be a written communication addressed to the designated agent as set forth below (the "Notice"), and must include substantially all of the following: (a) a physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest that is alleged to have been infringed; (b) a description of the copyrighted work or works that you claim have been infringed ("Infringed Work") and identification of what material in such work(s) is claimed to be infringing ("Infringing Work") and which you request to be removed or access to which is to be disabled; (c) a description of the exact name of the file on the Site(s) (and the location of the file, if it appears on the Site(s) that you claim is infringing or if the Infringed Work appears on a site linked to from the Site(s) where the material that you claim is infringing is located on such site; (d) information sufficient to permit Equator to contact you, such as your physical address, telephone number, and email address; (e) a statement by you that you have a good faith belief that the use of the material identified in your Notice in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement by you that the information in your Notice is accurate and, under penalty of perjury that you are the copyright owner or authorized to act on the copyright owner's behalf.
To reach Equator's IP Agent for Notice of claims of patent, trademark, or copyright infringement, send your Notice to IP Administrator, Legal Department, Equator, LLC, 6060 Center Drive, Suite 500, Los Angeles, CA 90045, via electronic mail at email@example.com, via facsimile at (310) 215-3927 or by telephone at (310) 469-9500. The Agent should only be contacted if you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring or through the Site(s).
All trademarks, service marks, logos, trade names, and any other proprietary designations of Equator used herein are trademarks or registered trademarks of Equator. Any other trademarks, service marks and trade names are the trademarks or registered trademarks of their respective parties.
Electronic Signatures and Agreements
©2016 Equator, LLC. All rights reserved.